Type Of Loans
Commercial Real Estate FinancingWe at 3Star Capital have deep relationships with several local and national banks. We work closely with our clients to obtain the financing they need at the most aggressive rates and terms in the market.
Nonconventional Hard Money/Bridge LoansBridge/Hard Money – A short term loan used primarily when time is of the essence to acquire and secure an asset quickly, also give you the ability to avoid foreclosure, or purchase another location. These short term loans are typically up to a year and are replaced by conventional long term loans.
USDA, SBA 504, & SBA 7aSBA (Small Business Administration) – These loans through Banks are partially guaranteed by the government and because of this government guaranteed financing the lender’s risk is lowered which allows the small business owner to obtain financing much easier and with less money down. These loans have become very popular in today’s economy and 3Star Capital works with many SBA preferred lenders throughout the nation. SBA has a few programs such as SBA 7A, SBA 504, and SBA Express Lines of Credit.
SBA 7A – This flexible program allows lenders to provide financing to both start-ups and existing businesses. It can be used to restructure debt or for working capital, and also finance business acquisitions even if the real estate is not involved. 7A Term Loans.
SBA 504 – This program is intended primarily to provide long term fixed-rate financing to acquire fixed assets for expansion or modernization like equipment or real estate. These are delivered through Certified Development Companies (CDCs) with the intent to promote economic development within their communities. SBA 504 Commercial Real Estate Loans.
SBA Express Lines of Credit – This program is used to provide quick working capital injection into businesses with an application response time given within 36 hours. SBA Express Lines of Credit.
Equipment Leasing & Financing
Fast & easy approvals within 36 hours
Rates starting at 4.75%
Terms: 36-60 months
All credit approved